{"id":26,"date":"2022-10-24T20:47:04","date_gmt":"2022-10-24T18:47:04","guid":{"rendered":"https:\/\/informacionbantrab.com\/en\/?page_id=26"},"modified":"2026-10-30T23:07:02","modified_gmt":"2026-10-30T22:07:02","slug":"wellness","status":"publish","type":"page","link":"https:\/\/informacionbantrab.com\/en\/wellness\/","title":{"rendered":"Wellbeing"},"content":{"rendered":"

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Wellness is our main purpose.<\/strong> We contribute to improving the quality of life of our employees and support them in achieving their short- and medium-term goals. We do this by providing comprehensive solutions to apply in any area of their lives, and we have built a wellness ecosystem based on three pillars: financial, social, and digital.<\/strong><\/p>\n

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We work so that over-indebted people can resolve their situation, have sufficient liquidity to ensure their quality of life, and rewrite their credit history.<\/p>\n

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Programa Bienestar (Wellbeing Program)<\/strong><\/h3>\n

As of September 30th, 2026, the Programa Bienestar (Wellbeing Program) had granted more than 476,000 debt consolidation loans, representing USD2.88 billion disbursed. Of all the families served, more than 168,000 achieved a balanced relationship between their income and payment obligations, while 57,150 families began building a savings culture through the program.<\/p>\n

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Social Housing<\/strong><\/h3>\n

We finance low-income\u00a0housing on soft terms. We participate in fairs that promote housing projects with the endorsement of the Instituto de Fomento de Hipotecas Aseguradas of Guatemala (Institute for the Promotion of Insured Mortgages).<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_separator][\/vc_column][\/vc_row][vc_row row_type=”full_width” type=”full_screen” el_class=”row2″][vc_column][vc_text_separator title=”Social” title_align=”separator_align_left” color=”custom” css_animation=”fadeInLeft” css=”” accent_color=”#00b4ae” el_class=”h2″][vc_custom_heading text=”Financial education” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes” css_animation=”fadeInUp” css=””][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”546″ img_size=”full” css_animation=”zoomIn” css=””][vc_column_text css_animation=”fadeInUp” css=””]<\/p>\n

Digital platform with free access to more than 99 courses and six specialized programs covering Social Media Marketing Foundations, Practical Excel, English, and Coaching, developed by Crehana. Since its launch in December 2025, it has registered more than 40,200 users.<\/strong><\/p>\n

[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”545″ img_size=”full” css_animation=”zoomIn” css=””][vc_column_text css_animation=”fadeInUp” css=””]Free personal finance advice office for workers, whether they are Bantrab clients or not. It has provided more than 18,900 personalized counseling sessions and more than 3,600 conferences benefiting over 246,000 Guatemalans. In addition, it has disbursed more than US$27.1 million debt consolidation loans.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_separator css_animation=”fadeIn” css=”.vc_custom_1667513123046{margin-top: 35px !important;}”][vc_custom_heading text=”Workforce inclusion” font_container=”tag:h5|text_align:center” use_theme_fonts=”yes”][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”549″ img_size=”full” css_animation=”zoomIn” css=””][vc_column_text css_animation=”fadeInUp” css=””]<\/p>\n

Bantrab firmly believes in labor inclusion and provides employment opportunities for people with intellectual disabilities. In this way, contributes to enhancing their independence, productivity, and personal development.<\/p>\n

In 2026, this initiative provides 19 internships at Bantrab to students from Instituto Neurol\u00f3gico de Guatemala (Neurological Institute of Guatemala), including two students with visual impairments.<\/p>\n

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It is a comprehensive program designed to support people over 60, with solutions aimed at strengthening their independence, security, and quality of life.
\nThe program benefits 14,642 people through its various products and services.
\nIt provides tools that promote well-being across physical, emotional, social, and financial dimensions, including:<\/p>\n

\u2022 Advisory Services:<\/strong> Through the ABC del Accionista program, more than 50 people received legal counseling.
\n\u2022 Financial Products:<\/strong> Tailored products to this stage of life, including loans, investment options, savings accounts with a 2% interest rate, progressive savings accounts with a 5.5% interest rate, checking accounts, and insurance coverage up to age 100.
\n\u2022 Inclusion:<\/strong> Promotion of active participation through 200 part-time employment opportunities at Bantrab, a job board, and volunteer programs.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”697″ img_size=”full” css_animation=”zoomIn” css=””][vc_column_text css_animation=”fadeInUp” css=””]<\/p>\n

Annual hiring of 20 graduates from public schools, who achieve the highest scores in the Graduate Evaluation.<\/span><\/p>\n

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Lack of work experience is one of the barriers preventing young people to entering the job market. Since 2022, 318 young people have developed their talent and gained work experience through this initiative; of these, 70 joined the institution in 2026.\u00a0<\/span><\/p>\n

This initiative, in collaboration with Ministerio de Trabajo y Previsi\u00f3n Social (Ministry of Labor and Social Welfare), facilitates the acquisition of skills and abilities, allowing apprentices to earn the minimum salary and enjoy legal benefits.<\/span><\/p>\n

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Women are the foundation of wellbeing in families, communities, and the nation. Despite this, they often face unequal opportunities for personal and professional growth, including difficulties in accessing financing.<\/p>\n

At Bantrab, we believe this must change. To address this, we launched the program Women in Leadership for Wellbeing<\/strong> (Mujeres L\u00edderes de Bienestar), an initiative designed to acknowledge the challenges women face and provide meaningful solutions in response.<\/p>\n

We focus our work on five core pillars:<\/p>\n

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  • Education and development, offering free training programs and practical tools designed to strengthen their talents.<\/li>\n
  • Inclusion, by promoting employment and leadership opportunities.<\/li>\n
  • Financial solutions, designed to meet their real-life needs.<\/li>\n
  • Integral wellbeing, through services that support their physical, emotional, and financial health.<\/li>\n
  • And community, because together, women are stronger; And together, they drive meaningful change.<\/li>\n<\/ul>\n

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    The program provides comprehensive support to returned Guatemalans, Guatemalans living abroad, and remittance-receiving families through financial solutions, workforce reintegration support, scholarships, healthcare services, and financial education, promoting inclusion, wellbeing, and new opportunities.<\/p>\n

    To achieve this, it has a team of 14 employees, 11 of whom are based in six U.S. states, and who have provided more than 42,000 financial counseling sessions since the program’s launch. In addition, of the accounts opened from abroad, 16,634 belong to new Bantrab clients.<\/p>\n

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    Sports are essential for physical wellness and contribute to social cohesion. For that reason, Bantrab supports the following disciplines:<\/p>\n

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    Soccer<\/strong><\/h3>\n
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    Alliance with Real Madrid<\/h5>\n

    The Spanish club trains Guatemalan trainers, coaches, and physical therapists to raise the level of local sports. Since October 2022, lectures have been given to learn about the Real Madrid model and the club’s good practices, as well as technical topics on injuries, sports nutrition, game improvement, comprehensive athlete training, and strength training, among others.<\/p>\n

    This alliance also extended to two products bearing the Merengue Club’s seal: the Tarjeta Real card and the Ahorro Real savings account.<\/p>\n

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    National teams<\/h5>\n

    Strategic support to the Federaci\u00f3n Nacional de F\u00fatbol (National Soccer Federation) of Guatemala, especially to the coaches and players of the Major League, Sub 20, Sub 17, and Sub 15 men’s and women’s national teams.<\/p>\n

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    Guatemalan Clubs<\/h5>\n

    Logistical and financial support to four teams in the Major Soccer League (Aurora FC, Cob\u00e1n Imperial, Marquense and Malacateco), and one team in the First Division (Deportivo Coatepeque), and seventy-nine academies for girls, boys, and young people located in different departments of the country.<\/p>\n

    11,500 children with the opportunity to practice a sport.<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”554″ img_size=”full”][vc_column_text]<\/p>\n

    Cycling<\/strong><\/h3>\n
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    Strategic alliance with the Federaci\u00f3n Guatemalteca de Ciclismo (Guatemalan Cycling Federation) to organize international events such as the Vuelta Cicl\u00edstica Bantrab (Bantrab\u00b4s Cycling Tour), the men’s and women’s Vuelta a Guatemala (Tour of Guatemala), and the UCI MTB Bantrab.<\/p>\n

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    Sponsorship of social and cultural initiatives, by providing desks to schools in needy communities, volunteering in nursing homes, logistic support for an Inclusive Race for athletes with disabilities, and the creation of a space in our facilities for elderly community can sell the ice cream they produce.<\/span><\/p>\n

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    Bantrab<\/strong> began its technological transformation six years ago to promote financial inclusion. The main efforts include:<\/p>\n

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    Mobile application that has enabled the opening of almost 135,000<\/span> monetary and savings accounts, as well as the collection and payment of entrepreneurship and MSMEs.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text css_animation=”fadeInUp” css=””]\"\"<\/p>\n

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    Application for United States residents to send money free of charge and in real
    \ntime to their family and friends in Guatemala.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][vc_column_text css_animation=”fadeInUp” css=””]\"\"<\/p>\n

    From BanConsejos we learned something essential: Guidance is also teaching. And now, thanks to technology, we can do it more closely, opportunely, and continuously.<\/p>\n

    This is how Bieneschat was born, a chatbot that answers questions about personal finances 24 hours a day. Behind its technology is the knowledge we have built over more than eight years of BanConsejos. Now, Guatemalans can get financial education support anytime by messaging on WhatsApp at 2415-1540.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row row_type=”full_width”][vc_column][vc_single_image image=”695″ img_size=”full” alignment=”center” css_animation=”slideInDown” css=””][vc_row_inner css=”.vc_custom_1667509046067{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;background-color: #f1f1f1 !important;}”][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text css_animation=”zoomIn” css=”.vc_custom_1793381995901{padding-top: 25px !important;}”] Wellness is our main purpose. We contribute to improving the quality of life of our employees and support them in achieving their short- and medium-term goals. We do this by providing […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-26","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/pages\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":70,"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/pages\/26\/revisions"}],"predecessor-version":[{"id":1051,"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/pages\/26\/revisions\/1051"}],"wp:attachment":[{"href":"https:\/\/informacionbantrab.com\/en\/wp-json\/wp\/v2\/media?parent=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}